Technical Business Analyst – Payments & ACH Technologies

Technical Business Analyst – Payments & ACH Technologies

Location: Charlotte, NC (Hybrid – 2 to 3 days/week onsite)

Duration: 6-Month Contract (Strong potential for extension)

Pay Rate: $55.00 – $65.00/hr W2 (Strictly W2 Only – No C2C, 1099, or Sub-Contracting)

POSITION OVERVIEW

We are seeking a versatile Technical Business Analyst with deep domain expertise in Automated Clearing House (ACH) processing and core banking payment workflows to join an enterprise Payments & Deposits Technology team.

This role requires a balanced 50/50 mix of functional business analysis and technical systems execution. You will serve as the key liaison between product owners, compliance teams, and middleware/backend integration engineers, driving the refinement, technical mapping, and validation of high-volume ACH payment engines, deposits platforms, and transaction processing systems.

KEY RESPONSIBILITIES

• Technical Requirement Gathering & Documentation: Partner with business, compliance, and engineering teams to translate complex ACH payment rules, NACHA guidelines, and deposit processing needs into detailed technical user stories, API specifications, and data flow diagrams.

• Data Mapping & Interface Analysis: Conduct end-to-end data element mapping for ACH file processing (e.g., NACHA file structures, SEC codes, Nacha IATs, ISO 20022 message flows), payment APIs, and core deposit database tables.

• Technical Systems Validation & SQL Querying: Write and execute intermediate-to-advanced SQL queries across relational databases to analyze payment data, research settlement exceptions, validate transaction states, and support integration testing.

• Payment Engine & API Collaboration: Work directly with middleware, integration bus (e.g., IBM ACE/MQ), and API developers to define data transformations, payload schemas (JSON/XML), and error-handling protocols for core payment flows.

• SDLC & Agile Delivery: Active participation in Agile/Scrum sprint ceremonies, grooming backlogs, defining acceptance criteria, and supporting UAT/production checkout for high-priority payment releases.

REQUIRED SKILLS & QUALIFICATIONS

• Domain Expertise (Must-Have): 3+ years of direct experience working within ACH (Automated Clearing House), NACHA rules, core deposit systems, or enterprise payment processing architectures.

• Technical Capabilities: Proven experience conducting data mapping, reading API endpoints (REST/SOAP, JSON/XML), and executing SQL queries for data analysis and database validation.

• Role Balance: Demonstrated ability to operate comfortably in a hybrid 50% functional / 50% technical capacity—communicating effectively with both business executives and backend integration engineers.

• Tools & Methodologies: Hands-on experience in Agile environments utilizing Jira, Confluence, and standard SDLC delivery framework tools.

• Education: Bachelor’s degree in Computer Science, Information Systems, Business Administration, Finance, or equivalent work experience.

WORKING CONDITIONS & ELIGIBILITY

• Work Arrangement: Hybrid schedule in Charlotte, NC (2–3 days onsite per week).

• Employment Type: Direct W2 Contract only (C2C, 1099, and referrals are strictly prohibited).

Upon completion of waiting period consultants are eligible for:

• Medical and Prescription Drug Plans
• Dental Plan
• Vision Plan
• Health Savings Account
• Health Flexible Spending Account
• Dependent Care Flexible Spending Account
• Supplemental Life Insurance
• Short Term and Long Term Disability Insurance
• Business Travel Insurance
• 401(k), Plus Match
• Weekly Pay

If this is a role that interests you and you'd like to learn more, click apply now and a recruiter will be in touch with you to discuss this great opportunity. We look forward to speaking with you!

About ManpowerGroup, Parent Company of: Manpower, Experis, Talent Solutions, and Jefferson Wells.

ManpowerGroup® (NYSE: MAN), the leading global workforce solutions company, helps organizations transform in a fast-changing world of work by sourcing, assessing, developing, and managing the talent that enables them to win. We develop innovative solutions for hundreds of thousands of organizations every year, providing them with skilled talent while finding meaningful, sustainable employment for millions of people across a wide range of industries and skills. Our expert family of brands – Manpower, Experis, Talent Solutions, and Jefferson Wells – creates substantial value for candidates and clients across more than 75 countries and territories and has done so for over 70 years. We are recognized consistently for our diversity - as a best place to work for Women, Inclusion, Equality and Disability and in 2023 ManpowerGroup was named one of the World's Most Ethical Companies for the 14th year - all confirming our position as the brand of choice for in-demand talent.